I signed up for a paypal account recently and added a bank account as well as a credit card. My main purpose for signing up a paypal account is to receive money from sale transactions overseas. Amounts wont be huge so I didnt verify my account which requires me to pay US$3. However on the day i added my credit card, I had a S$1.44 deduction from my card. I have not made any transactions, added any money to my paypal account nor verified my account. Does anyone know the reason behind the deduction?

Thanks for your help!

don't worry. that's equivalent to USD1.00, which is the min amt required for you to have in your paypal acc inorder to have it verified. once verified, you can use the USD1.00 for your first purchase.

note though, u can't receive money if yours not a visa card.

Originally posted by eurofighter:

Does anyone know the reason behind the deduction?

paypal email help quite efficient...

Originally posted by newcomer:

don't worry. that's equivalent to USD1.00, which is the min amt required for you to have in your paypal acc inorder to have it verified. once verified, you can use the USD1.00 for your first purchase.

note though, u can't receive money if yours not a visa card.

Mastercard buay sai meh?

cannot transfer funds from paypal to ur mastercard acc tat mean the fund will stuck at paypal.

i dunno leh but my one is lidat.

Originally posted by sLeEpWaLkErInG:

Mastercard buay sai meh?

Originally posted by Xcert:

paypal email help quite efficient...

Paypal customer service sucks. I wrote to paypal customer support email before and the first response from paypal "customer support" is a typical response from someone in china who doesn't actually read what I wrote. The reply was less than helpful and makes me wonder if it would actually be a robot that fires off an auto response to emails. The second email took them another 3 days to reply from a different customer support (also from china) and still doesn't give the solution to the problem

Originally posted by nicoleangp:

Paypal customer service sucks. I wrote to paypal customer support email before and the first response from paypal "customer support" is a typical response from someone in china who doesn't actually read what I wrote. The reply was less than helpful and makes me wonder if it would actually be a robot that fires off an auto response to emails. The second email took them another 3 days to reply from a different customer support (also from china) and still doesn't give the solution to the problem

Is that automatic reply email? it just tells you that they have receive your request/mail. the real reply is later at least within 24 hrs.

but paypal charges seller heavily. plus the US$ to S$ conversion is very low. and S$ to US$ conversion is very high. They earn lots of money from this.

Originally posted by ultranova3:

Is that automatic reply email? it just tells you that they have receive your request/mail. the real reply is later at least within 24 hrs.

but paypal charges seller heavily. plus the US$ to S$ conversion is very low. and S$ to US$ conversion is very high. They earn lots of money from this.

There is no acknowledge email. The reply is from the china support people and they only reply 3 days after. Their reply is worthless because it does not solve my problem.

Whoa
Lucky last time when i escalate a claim, the customer service officer is from US. It is settled immediately since it is almost 45 days.

I guess you are just unlucky. but if you are not satisfied, you should complain to them since money is involved here.

Originally posted by eurofighter:

I signed up for a paypal account recently and added a bank account as well as a credit card. My main purpose for signing up a paypal account is to receive money from sale transactions overseas. Amounts wont be huge so I didnt verify my account which requires me to pay US$3. However on the day i added my credit card, I had a S$1.44 deduction from my card. I have not made any transactions, added any money to my paypal account nor verified my account. Does anyone know the reason behind the deduction?

Thanks for your help!

Did you not look at your screen when you sign on to any service online which require your credit card info?

That 1 USD deduction is to verify your card. You have to call your card center to obtain... if I remember... the last 4 digit of the charged transaction which you will need to verify you are the card owner...

Originally posted by newcomer:

cannot transfer funds from paypal to ur mastercard acc tat mean the fund will stuck at paypal.

i dunno leh but my one is lidat.

They transfer to credit card account meh? I always use bank account to transfer... no sense transfering the amount to credit card also...

i feel paypal is con things.but…more secure than most other transactions la.if within SG transactions just use bank transfer lor.if overseas… no choice la, if u accept western union than another story.

Originally posted by buffered:

i feel paypal is con things.but...more secure than most other transactions la.if within SG transactions just use bank transfer lor.if overseas... no choice la, if u accept western union than another story.

Never purchase anything if they only have western union as the method of payment.
buyer is not protected at all. Seller will have smaller market since in western union, seller pays all the charges (I think so).
At least Paypal help you when you escalate a claim. Only that when you are the seller, you must ship via registered mail and please read the instruction carefully. It is somewhere in paypal website. this is very important because if buyer escalates the claim and you do not follow the guideline provided by paypal, you will lose the case immediately.

Originally posted by caleb_chiang:

Did you not look at your screen when you sign on to any service online which require your credit card info?

That 1 USD deduction is to verify your card. You have to call your card center to obtain... if I remember... the last 4 digit of the charged transaction which you will need to verify you are the card owner...

To verify my account, the amount to be deducted is S$3 not US$1.

I can still send and receive money with an unverified account right? Just that the sending and receiving limit is lower?

Originally posted by nicoleangp:

Paypal customer service sucks. I wrote to paypal customer support email before and the first response from paypal "customer support" is a typical response from someone in china who doesn't actually read what I wrote. The reply was less than helpful and makes me wonder if it would actually be a robot that fires off an auto response to emails. The second email took them another 3 days to reply from a different customer support (also from china) and still doesn't give the solution to the problem

I think U suay lar...I sent paypal an email and they got back to me the next day and I settled my problem.The reply is not like " China-English ".