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  • unclebutcher
    unclebutcher's Avatar
    2,809 posts since Oct '06
    • 27 Jul `07, 12:54AM

      i’ve got an savings account with atm wothdrawal with posb. they pay pathetic interest. is there any other banks with nets/ atm withdrawal that has better rate?

  • Queen of sgForums
    FireIce
    Hottest.&.Coolest.Mod
    FireIce's Avatar
    163,500 posts since Dec '99
  • browniebaobao
    browniebaobao's Avatar
    28,574 posts since Mar '03
    • 27 Jul `07, 1:00AM

      standard chartered bank e$saver..

      1.50% now ba..

      when i applied, it was 1.88%

      now ocbc bank got another one ar.. once u apply, they give u $20-50 depending whether u apply for salarycredit or savings account.

  • crazy monkey
    crazy monkey's Avatar
    9,822 posts since Dec '04
    • 27 Jul `07, 10:06AM
      Originally posted by unclebutcher:
      i've got an savings account with atm wothdrawal with posb. they pay pathetic interest. is there any other banks with nets/ atm withdrawal that has better rate?

      try dbs bank maybe their rate is better Laughing Laughing Laughing

  • sillyme
    sillyme's Avatar
    18,704 posts since Apr '03
    • 27 Jul `07, 10:15AM

      ya. try e$avers. but they do not have ATM/NETS. no minimum amount.

      you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning.

  • de_middle
    de_middle's Avatar
    15,248 posts since Aug '05
    • 27 Jul `07, 12:01PM
      Originally posted by sillyme:
      ya. try e$avers. but they do not have ATM/NETS. no minimum amount.

      you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning.

      wow no atm withdrawal....thats good, won't spend unnecessarily. Very Happy

  • airgrinder
    airgrinder's Avatar
    2,049 posts since May '01
    • 27 Jul `07, 12:10PM
      Originally posted by sillyme:
      ya. try e$avers. but they do not have ATM/NETS. no minimum amount.

      you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning.

      there's a way.

      Open e$saver and xtraSaver. xtraSaver have ATM card. Ask them to tag your e$aver account to the ATM card. Presto, you now can access both your aaccounts via ATM.

      Problem is locating their ATM.

  • sir sickolot II
    sir sickolot II's Avatar
    937 posts since Nov '06
    • 27 Jul `07, 12:24PM
      Originally posted by airgrinder:
      there's a way.

      Open e$saver and xtraSaver. xtraSaver have ATM card. Ask them to tag your e$aver account to the ATM card. Presto, you now can access both your aaccounts via ATM.

      Problem is locating their ATM.

      unclebutcher,

      you can try airgrinder's method. this is really a good option.

      I know your're still young *cough* but if you have 5K in your bank, you can try MayBank's iSavvy savings account... the interest is 1.68% pa if i'm not wrong.
      Problem with isavvy is that you need 5k min. But StandChart does not.

      cheers.

  • ORIGAMIST
    ORIGAMIST's Avatar
    1,808 posts since Jan '05
    • 27 Jul `07, 1:40PM
      Originally posted by crazy monkey:
      try dbs bank maybe their rate is better Laughing Laughing Laughing

      tot dbs and posb is abang adek ?

  • michiyohayashi
    michiyohayashi's Avatar
    52 posts since Dec '06
    • 27 Jul `07, 1:58PM

      hm… how about the one they advertised on TV? I think it was affiliated with NTUC or something..

  • MyNickisZ
    MyNickisZ's Avatar
    71 posts since Aug '04
  • RonDaGuy
    RonDaGuy's Avatar
    243 posts since May '07
    • 27 Jul `07, 2:19PM

      haha we are lending the banks money to invest in their biz and this lousy interest is what we get...

      so, we should all go draw our money in cold hard cash at the same time.
      I bet they don't have enough spare if everyone draws all the money. their bank sure collapse.

  • photo_seeker
    photo_seeker's Avatar
    4,537 posts since Jan '04
    • 27 Jul `07, 2:26PM

      The FairPrice Plus Account with OCBC pays 1% Interest P.A without Minimum Deposit and Initial Deposit.

      Pros: Good Interests, Earn Link Points, VISA Debit Card

      Cons: No Counter Services Available - Everything D.I.Y at CDM / ATM or i-banking

  • unclebutcher
    unclebutcher's Avatar
    2,809 posts since Oct '06
  • eagle
    eagle's Avatar
    16,886 posts since Aug '01
    • 27 Jul `07, 3:48PM
      Originally posted by unclebutcher:
      i only got 3k in my atm account....

      when u r J1?

      Come to think of it, I must be really miser at that time... not spending much pocket money but saving all Sad Sad Sad

  • tut4nkh4m3n
    tut4nkh4m3n's Avatar
    3,400 posts since May '05
    • 27 Jul `07, 3:55PM

      can i create an acc on my own? must i have parental consent or any age limit? and can anyone recommend a bank?

  • the_fallen
    the_fallen's Avatar
    1,274 posts since Aug '06
    • 27 Jul `07, 7:07PM
      Originally posted by unclebutcher:
      i only got 3k in my atm account....

      this amount not sufficient for you to invest with financial advisors to enable to you earn 8% interest per year...

      save up more money first..than go find them..there are lots of higher interest via investments with banks..

  • unclebutcher
    unclebutcher's Avatar
    2,809 posts since Oct '06
    • 28 Jul `07, 1:31AM
      Originally posted by eagle:
      when u r J1?

      Come to think of it, I must be really miser at that time... not spending much pocket money but saving all Sad Sad Sad

      i save alot, if that's what you mean.

  • browniebaobao
    browniebaobao's Avatar
    28,574 posts since Mar '03
    • 28 Jul `07, 1:32AM
      Originally posted by sillyme:
      ya. try e$avers. but they do not have ATM/NETS. no minimum amount.

      you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning.

      do u know there's a complementary card?

      it's called Xtra savers..

      it's linked to ur e$savers account...comes with a atm card and a cheque book.

      but then if u really wana save.. try not to apply for the card.

  • browniebaobao
    browniebaobao's Avatar
    28,574 posts since Mar '03
    • 28 Jul `07, 1:34AM
      Originally posted by airgrinder:
      there's a way.

      Open e$saver and xtraSaver. xtraSaver have ATM card. Ask them to tag your e$aver account to the ATM card. Presto, you now can access both your aaccounts via ATM.

      Problem is locating their ATM.

      look for atm5 ATMs..

      HSBC, AMRO, MAYBANK and i think 2 other banks de ATM can withdraw..

  • unclebutcher
    unclebutcher's Avatar
    2,809 posts since Oct '06
  • sir sickolot II
    sir sickolot II's Avatar
    937 posts since Nov '06
    • 28 Jul `07, 1:06PM

      for a young one like you, you got more money than an old uncle like me ( then again i'm not old)... i suggest using stand chart.

      Since there are so few ATMs... u'd be less tempted to withdraw money. Then again just be thrifty and not swipe that debit card too many times.. hahaha

      However i don't suggest you close the POSBank Acc... still a very useful acct actually........

  • ditzy
    I are serious cat
    ditzy's Avatar
    49,792 posts since Dec '03
    • 28 Jul `07, 1:30PM

      Where there are fewer ATMs around, you are tempted to draw more money out at one go, just in case. Laughing When there is more money hanging around your wallet, you are more inclined to spend spend spend. Laughing

  • airgrinder
    airgrinder's Avatar
    2,049 posts since May '01
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