POSB bank
-
i've got an savings account with atm wothdrawal with posb. they pay pathetic interest. is there any other banks with nets/ atm withdrawal that has better rate?
-
everywhere is the same lah.....
-
standard chartered bank e$saver..
1.50% now ba..
when i applied, it was 1.88%
now ocbc bank got another one ar.. once u apply, they give u $20-50 depending whether u apply for salarycredit or savings account. -
try dbs bank maybe their rate is betterOriginally posted by unclebutcher:i've got an savings account with atm wothdrawal with posb. they pay pathetic interest. is there any other banks with nets/ atm withdrawal that has better rate?
-
ya. try e$avers. but they do not have ATM/NETS. no minimum amount.
you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning. -
wow no atm withdrawal....thats good, won't spend unnecessarily.Originally posted by sillyme:ya. try e$avers. but they do not have ATM/NETS. no minimum amount.
you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning.
-
there's a way.Originally posted by sillyme:ya. try e$avers. but they do not have ATM/NETS. no minimum amount.
you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning.
Open e$saver and xtraSaver. xtraSaver have ATM card. Ask them to tag your e$aver account to the ATM card. Presto, you now can access both your aaccounts via ATM.
Problem is locating their ATM. -
unclebutcher,Originally posted by airgrinder:there's a way.
Open e$saver and xtraSaver. xtraSaver have ATM card. Ask them to tag your e$aver account to the ATM card. Presto, you now can access both your aaccounts via ATM.
Problem is locating their ATM.
you can try airgrinder's method. this is really a good option.
I know your're still young *cough* but if you have 5K in your bank, you can try MayBank's iSavvy savings account... the interest is 1.68% pa if i'm not wrong.
Problem with isavvy is that you need 5k min. But StandChart does not.
cheers. -
tot dbs and posb is abang adek ?Originally posted by crazy monkey:try dbs bank maybe their rate is better -
hm... how about the one they advertised on TV? I think it was affiliated with NTUC or something..
-
Fairprice Plus?
-
...
-
The FairPrice Plus Account with OCBC pays 1% Interest P.A without Minimum Deposit and Initial Deposit.
Pros: Good Interests, Earn Link Points, VISA Debit Card
Cons: No Counter Services Available - Everything D.I.Y at CDM / ATM or i-banking -
i only got 3k in my atm account....
-
when u r J1?Originally posted by unclebutcher:i only got 3k in my atm account....
Come to think of it, I must be really miser at that time... not spending much pocket money but saving all
-
can i create an acc on my own? must i have parental consent or any age limit? and can anyone recommend a bank?
-
this amount not sufficient for you to invest with financial advisors to enable to you earn 8% interest per year...Originally posted by unclebutcher:i only got 3k in my atm account....
save up more money first..than go find them..there are lots of higher interest via investments with banks.. -
i save alot, if that's what you mean.Originally posted by eagle:when u r J1?
Come to think of it, I must be really miser at that time... not spending much pocket money but saving all -
do u know there's a complementary card?Originally posted by sillyme:ya. try e$avers. but they do not have ATM/NETS. no minimum amount.
you have to transfer money through internet if you need money, so it requires a bit if cash-flow planning.
it's called Xtra savers..
it's linked to ur e$savers account...comes with a atm card and a cheque book.
but then if u really wana save.. try not to apply for the card. -
look for atm5 ATMs..Originally posted by airgrinder:there's a way.
Open e$saver and xtraSaver. xtraSaver have ATM card. Ask them to tag your e$aver account to the ATM card. Presto, you now can access both your aaccounts via ATM.
Problem is locating their ATM.
HSBC, AMRO, MAYBANK and i think 2 other banks de ATM can withdraw.. -
hmmm.....the standard chartered one looks good...
-
for a young one like you, you got more money than an old uncle like me ( then again i'm not old)... i suggest using stand chart.
Since there are so few ATMs... u'd be less tempted to withdraw money. Then again just be thrifty and not swipe that debit card too many times.. hahaha
However i don't suggest you close the POSBank Acc... still a very useful acct actually........ -
Where there are fewer ATMs around, you are tempted to draw more money out at one go, just in case. When there is more money hanging around your wallet, you are more inclined to spend spend spend.
-
I dun have more than 20 bucks with me.I always use credit card.