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credit card offer and call, how??

Subscribe to credit card offer and call, how?? 20 posts

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  • picmonster's Avatar
    427 posts since Jul '05
    • i got this phone call from dbs, saying they can save my time submitting income statement and application. Just ask me to sign on the application letter which they will send to my office. Waive 5 years annual fee.

      Is it good deal? will I be charged any hidden fee?

      Don't know want to take up or not. Please advise...

  • browniebaobao's Avatar
    28,527 posts since Mar '03
    • are u really sure they are DBS staff?

      dun ever divulge ur personal information to suspicious callers.

  • picmonster's Avatar
    427 posts since Jul '05
    • Originally posted by browniebaobao:
      are u really sure they are DBS staff?

      dun ever divulge ur personal information to suspicious callers.

      they can tell me my address wo... unless dbs divulge my info to other companies... you are making me worry

  • browniebaobao's Avatar
    28,527 posts since Mar '03
    • Originally posted by picmonster:
      they can tell me my address wo... unless dbs divulge my info to other companies... you are making me worry

      if someone followed you home, he/she will know ur address also.

      if it's someone close to you, sure maybe even know ur NRIC no.

      so wat kinda information did u divulge to the caller?

      actually wat u can do is to ask for his name, his contact number, his position, then call up DBS to check on it.

  • Toblerone's Avatar
    194 posts since Jan '06
  • cool me
    TehJarVu's Avatar
    62,196 posts since Dec '03
    • they say will send application form to him lah
      and just make sure send back to DBS loh
      what' the big deal?

  • Queen of sgForums
    Hottest.&.Coolest.Mod
    FireIce's Avatar
    160,674 posts since Dec '99
    • u got POSB/DBS bank account?
      or u may oredi have other credit cards
      so they have ur details and credit records already....

      which card isit?

  • browniebaobao's Avatar
    28,527 posts since Mar '03
    • Originally posted by TehJarVu:
      they say will send application form to him lah
      and just make sure send back to DBS loh
      what' the big deal?

      TS mentioned that all he need to do is to SIGN on the application form.

      so it means the caller will fill up the form for him..

      so there's a possibility that he will have to provide his personal information to the caller right?

      so u tell me, wat's the big deal if the caller is an imposter?

  • oomla's Avatar
    29 posts since Jun '07
  • cool me
    TehJarVu's Avatar
    62,196 posts since Dec '03
    • Originally posted by browniebaobao:
      TS mentioned that all he need to do is to SIGN on the application form.

      so it means the caller will fill up the form for him..

      so there's a possibility that he will have to provide his personal information to the caller right?

      so u tell me, wat's the big deal if the caller is an imposter?

      i think he means no need income statement
      just sign on the form

      i just did that at UOB today
      NO NEED INCOME STATEMENT is the thing now...

      TS is asking whether he will kenna pay hidden costs

      i dun think he will be so obedient and give all his particulars over the phone when he can fill up the form himself

  • GHoST_18's Avatar
    19,262 posts since Jun '03
    • Originally posted by TehJarVu:
      i think he means no need income statement
      just sign on the form

      i just did that at UOB today
      NO NEED INCOME STATEMENT is the thing now...

      TS is asking whether he will kenna pay hidden costs

      i dun think he will be so obedient and give all his particulars over the phone when he can fill up the form himself

      snoopy sign simi card...?

      got sub 1 card for me or not....?

      Embarassed Embarassed Embarassed

  • alvin-ncs's Avatar
    3,325 posts since Aug '06
  • Toblerone's Avatar
    194 posts since Jan '06
    • Most likely caller is some student/temp worker.

      Bank just use them to call cold customers and hook using whatever means.

  • dragg's Avatar
    43,377 posts since Mar '05
  • alfagal's Avatar
    14,854 posts since Sep '05
    • Originally posted by picmonster:
      i got this phone call from dbs, saying they can save my time submitting income statement and application. Just ask me to sign on the application letter which they will send to my office. Waive 5 years annual fee.

      Is it good deal? will I be charged any hidden fee?

      Don't know want to take up or not. Please advise...

      1. issit an upgrade?
      2.call back to the call centre, and ask for the person who called you just now. trace back just to be sure.
      3. to be able to say your address is not breach of security. only personal details like NRIC numbers and date of birth, bankers are not allowed to disclose.
      4.y ask us? ask the person who called you if there is a hidden fee. hold that person responsible if u are treated otherwise. or ask for black and white infomation.

  • Cool-gal's Avatar
    8,058 posts since Jul '06
    • accept it lor.
      5yrs waiver, not bad...
      just make sure u sign on the right document stamped with DBS etc...
      y DBS no call me.. Crying or Very sad Crying or Very sad Crying or Very sad

  • cool me
    TehJarVu's Avatar
    62,196 posts since Dec '03
    • Originally posted by GHoST_18:
      snoopy sign simi card...?

      got sub 1 card for me or not....?

      Embarassed Embarassed Embarassed

      UOB CC loh
      got good makan deals Embarassed

      u want to be my mistress meh? Embarassed

  • GHoST_18's Avatar
    19,262 posts since Jun '03
    • Originally posted by TehJarVu:
      UOB CC loh
      got good makan deals Embarassed

      u want to be my mistress meh? Embarassed

      shui bian loh...

      Embarassed Embarassed Embarassed

  • Ah-BarD's Avatar
    121 posts since Jun '07
    • unless….u exisiting card holder…or else…likely need to submit income…u just oni need to fax it over…got 5 yrs annual fee waive de??i read reports on how con-man can get ur details when u throw away those telco bills,bank statements etc.

  • Dreams can turn into nightmares... lol
    BadzMaro's Avatar
    20,393 posts since Apr '04
    • As long as they waive my yearly payment i am all good. If not , i just cancel. Got many more banks that want me as customer. Razz Its which that offers the best and most tantalizing offer for me that counts.

      I am a cheapo sometimes.. and also if the credit card looks nice and pretty i will apply. Laughing

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