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Ooooh yea, 21 years old can hab credit card le rite?
If i'm not earning an income currently, i still can hab 1 a not? I onli want the promotions that come with it la, not planning to live on credit..
My dad says 1st 2 yrs waiver of card fees, den can quit anytime.. Wah sounds too good to be true.. So is it true?
Currently looking at DBS/HSBC card coz got discounts at this buffet restaurant that i wanna go..

Someone enlighten me about cards ok. Thanks thanks!
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Originally posted by motoway:
i tink UOB no offers for the restaurant i wanna go.
1 person dines free for 2 paying adults! how cool is thattt!!

UOB has such offers as you mentioned above but which restaurants I don't know. Do you want to have credit card just for purpose of dining? Remember if you don't spend enough to accumulate points, you need to pay for subscription.
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the citibank clear card Zouk promotion is ending soon i think. UOB now has Zouk and Velvet promotion if im not wrong. and if u drive, go look for a good card that got petrol discounts...very impt for drivers. theres also a citibank card that has rebates on ezlink fares.
and i simply LOOOVEE to cancel my card when they don't wana waive my annual fee. that poor fella will always try to persuade you to continue with the card but i love to say "nope sorry, id look for another card, bye:D"

and rmb to pay ur bills on time ar..sometimes one day late all the discounts that u chalked up gone plus they charge interest on the undiscounted price!
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Originally posted by motoway:
if my dad sub for me do i get the same discounts as his main card?
I aft exams gonna check out citi clear card and UOB. Clear card attractive man.. no income also can sign. wah~
if yr dad sub for you, you should get full discount, cos your dad paid mah, me too, dad give me one sub card, me use and dad pay lor, why worry about discount. just eat lah.
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