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    <title>Recent Posts in 'Which credit card should I go for?' | sgForums.com</title>
    <link>http://sgforums.com/forums/8/topics/317115</link>
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    <ttl>60</ttl>
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    <item>
      <title>Which credit card should I go for? replied by nightsky87 @ Sat, 31 May 2008 11:30:20 +0800</title>
      <description>&lt;blockquote&gt;
&lt;div class="quote_from"&gt;Originally posted by Cz:&lt;/div&gt;
&lt;div class="quote_body"&gt;
&lt;p&gt;The card is damn fugly. So fugly that I'm going to snip it into
two once I get another card. They even put the word "Platinum" at
the side, so embarrassing lah. =| it's just a normal debit card,
what's with the "Platinum"... ugh.&lt;/p&gt;
&lt;p&gt;I refuse to use anything this ugly.&lt;/p&gt;
&lt;/div&gt;
&lt;/blockquote&gt;
&lt;p&gt;Yah totally agree with you. It's just a red colour with the NOW
in black bold letters. Total turn off. I still haven't go and
activate the card.&lt;/p&gt;</description>
      <pubDate>Sat, 31 May 2008 11:30:20 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8127759</guid>
      <author>nightsky87</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by snowfoxx @ Sat, 31 May 2008 06:54:49 +0800</title>
      <description>&lt;p&gt;CASH AND CARRY, NO INTEREST NO DEBTS, VERY XIALAN, CASH BEST&lt;/p&gt;</description>
      <pubDate>Sat, 31 May 2008 06:54:49 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8127438</guid>
      <author>snowfoxx</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by Plastic Bag @ Sat, 31 May 2008 00:45:05 +0800</title>
      <description>&lt;p&gt;no salary ask ur daddy for a sub card lo.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <pubDate>Sat, 31 May 2008 00:45:05 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8127237</guid>
      <author>Plastic Bag</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by ChoCoChips @ Mon, 26 May 2008 12:07:54 +0800</title>
      <description>&lt;p&gt;questions!!&lt;/p&gt;
&lt;p&gt;if i pay my bills in full on time every mth hor, then i no nid
wry about the simi apr right?&lt;/p&gt;
&lt;p&gt;and&lt;/p&gt;
&lt;p&gt;no salary, but bank acct got $$ can apply anot?&lt;/p&gt;</description>
      <pubDate>Mon, 26 May 2008 12:07:54 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8114161</guid>
      <author>ChoCoChips</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by BangHong @ Sat, 17 May 2008 19:59:01 +0800</title>
      <description>&lt;p&gt;UOB NOW card funny lah, normal debit card got what "Platinum" on
the side?&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Further more a ugly NOW in black is printed infront of the RED
card, i received from the UOB card, changing from TX to UOB NOW. I
am still considering...&lt;/p&gt;</description>
      <pubDate>Sat, 17 May 2008 19:59:01 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8093315</guid>
      <author>BangHong</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by airgrinder @ Thu, 15 May 2008 19:59:58 +0800</title>
      <description>&lt;blockquote&gt;
&lt;div class="quote_from"&gt;Originally posted by Parka:&lt;/div&gt;
&lt;div class="quote_body"&gt;....
&lt;p&gt;The main point of the card is the make overseas purchases. Hence
international transaction fees and exchange rate charges are
important.&lt;/p&gt;
&lt;p&gt;Second point is probably which has the best credit card points
redeemption.&lt;/p&gt;
&lt;/div&gt;
&lt;/blockquote&gt;
&lt;p&gt;Exchange rates are determined by the card company (VISA,
Mastercard) not by the bank.&lt;/p&gt;
&lt;p&gt;On so-called international txn fees wise, in SG's context, it is
very similar between banks.&lt;/p&gt;
&lt;p&gt;There is no best credit card points redeemption. Different
restaurants or retail stores may&amp;nbsp; have more points for certain
banks' cards. Hence it depends on what stores you frequented.&lt;/p&gt;
&lt;p&gt;Personally, I travel overseas with 2 credit cards. One VISA, one
Mastercard. Unlike SG, some stores overseas do not accept both VISA
system cards and master cards.&lt;/p&gt;
&lt;p&gt;Locally, I usually bring a UOB, a citibank, dbs n hsbc.&lt;/p&gt;</description>
      <pubDate>Thu, 15 May 2008 19:59:58 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8089144</guid>
      <author>airgrinder</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by monoslayer @ Thu, 15 May 2008 19:40:54 +0800</title>
      <description>&lt;p&gt;UOB, HSBC, Amex for me.&lt;/p&gt;</description>
      <pubDate>Thu, 15 May 2008 19:40:54 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8089115</guid>
      <author>monoslayer</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by a-Lost-9uY @ Thu, 15 May 2008 19:29:45 +0800</title>
      <description>&lt;p&gt;Citibank&lt;/p&gt;</description>
      <pubDate>Thu, 15 May 2008 19:29:45 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8089102</guid>
      <author>a-Lost-9uY</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by Plastic Bag @ Thu, 15 May 2008 19:19:25 +0800</title>
      <description>&lt;p&gt;Nothing beats the ugliness of POSB everyday.&lt;/p&gt;</description>
      <pubDate>Thu, 15 May 2008 19:19:25 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8089090</guid>
      <author>Plastic Bag</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by Cz @ Wed, 14 May 2008 19:38:00 +0800</title>
      <description>&lt;blockquote&gt;
&lt;div class="quote_from"&gt;Originally posted by Rednano:&lt;/div&gt;
&lt;div class="quote_body"&gt;
&lt;p&gt;now UOB got new card to replace the visa electron card
anyway...&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;span style="color: #000000;"&gt;UOB NOW Debit Card is an ez-link
card, a debit card and an ATM card all rolled into one. Now you can
travel, shop and do everything with just one card!&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;here ::: &lt;a href=
"http://www.uobgroup.com/pages/personal/cards/debit/debitnow_hme.html"
rel=
"nofollow"&gt;http://www.uobgroup.com/pages/personal/cards/debit/debitnow_hme.html&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;
&lt;/blockquote&gt;
&lt;p&gt;The card is damn fugly. So fugly that I'm going to snip it into
two once I get another card. They even put the word "Platinum" at
the side, so embarrassing lah. =| it's just a normal debit card,
what's with the "Platinum"... ugh.&lt;/p&gt;
&lt;p&gt;I refuse to use anything this ugly.&lt;/p&gt;</description>
      <pubDate>Wed, 14 May 2008 19:38:00 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8086454</guid>
      <author>Cz</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by the Bear @ Wed, 14 May 2008 19:31:53 +0800</title>
      <description>&lt;p&gt;go extort the company for free gifts..&lt;/p&gt;
&lt;p&gt;and never pay a cent for subscriptions.. just pay up in full,
cut them up when they demand subscriptions... go to another bank,
extort them for free gifts... and repeat..&lt;/p&gt;</description>
      <pubDate>Wed, 14 May 2008 19:31:53 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8086438</guid>
      <author>the Bear</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by seotiblizzard @ Wed, 14 May 2008 19:06:00 +0800</title>
      <description>&lt;p&gt;Citibank. Amex if u can afford.&lt;/p&gt;</description>
      <pubDate>Wed, 14 May 2008 19:06:00 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8086394</guid>
      <author>seotiblizzard</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by elindra @ Wed, 14 May 2008 17:23:43 +0800</title>
      <description>&lt;p&gt;I think for overseas purchases, Citibank is better&lt;/p&gt;</description>
      <pubDate>Wed, 14 May 2008 17:23:43 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8086187</guid>
      <author>elindra</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by Rednano @ Wed, 14 May 2008 17:19:28 +0800</title>
      <description>&lt;p&gt;now UOB got new card to replace the visa electron card
anyway...&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;span style="color: #000000;"&gt;UOB NOW Debit Card is an ez-link
card, a debit card and an ATM card all rolled into one. Now you can
travel, shop and do everything with just one card!&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;here ::: &lt;a href=
"http://www.uobgroup.com/pages/personal/cards/debit/debitnow_hme.html"
rel=
"nofollow"&gt;http://www.uobgroup.com/pages/personal/cards/debit/debitnow_hme.html&lt;/a&gt;&lt;/p&gt;</description>
      <pubDate>Wed, 14 May 2008 17:19:28 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8086174</guid>
      <author>Rednano</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by gigabyte14 @ Wed, 14 May 2008 02:25:44 +0800</title>
      <description>&lt;p&gt;go! card, posb&lt;/p&gt;
&lt;p&gt;tx card, oub&lt;/p&gt;</description>
      <pubDate>Wed, 14 May 2008 02:25:44 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8084708</guid>
      <author>gigabyte14</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by Rihhana taylor @ Wed, 14 May 2008 02:11:29 +0800</title>
      <description>&lt;p&gt;i second UOB and Citibank.&lt;/p&gt;</description>
      <pubDate>Wed, 14 May 2008 02:11:29 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8084692</guid>
      <author>Rihhana taylor</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by alleggerita @ Sun, 11 May 2008 01:20:20 +0800</title>
      <description>&lt;p&gt;If you want a lot of lobangs for food, I think UOB and Citibank
not bad.&lt;/p&gt;</description>
      <pubDate>Sun, 11 May 2008 01:20:20 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8077104</guid>
      <author>alleggerita</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by Alucard101 @ Sun, 11 May 2008 00:34:03 +0800</title>
      <description>&lt;p&gt;UOB has most partnerships.Citibank has good service and their
Airmiles premier is good if u travel a&amp;nbsp; lot.&lt;/p&gt;</description>
      <pubDate>Sun, 11 May 2008 00:34:03 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8076961</guid>
      <author>Alucard101</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by qlqq9 @ Sat, 10 May 2008 23:15:44 +0800</title>
      <description>&lt;p&gt;it all depends on what u want out of a credit card.&amp;nbsp;&amp;nbsp;
If you travel often, it would be good if you possess credit cards
from citibank, amex credit card.&amp;nbsp;&amp;nbsp; UOB has its limit
though there are a number of perks for using the
card.&amp;nbsp;&amp;nbsp;&amp;nbsp; I have never been successful to use UOB
card to purchase items online at the same time on the same
day.&amp;nbsp;&amp;nbsp; Strange, and I had not reached my credit limit at
all when I made the purchase.&lt;/p&gt;</description>
      <pubDate>Sat, 10 May 2008 23:15:44 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8076709</guid>
      <author>qlqq9</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by viciouskitty74 @ Sat, 10 May 2008 21:44:51 +0800</title>
      <description>&lt;p&gt;For Credit Cards: UOB was the best with the most comprehensive
points redemptions thingy.&lt;/p&gt;</description>
      <pubDate>Sat, 10 May 2008 21:44:51 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8076465</guid>
      <author>viciouskitty74</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by BangHong @ Sat, 10 May 2008 20:09:18 +0800</title>
      <description>&lt;p&gt;Amex... Or Citibank&lt;/p&gt;</description>
      <pubDate>Sat, 10 May 2008 20:09:18 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8076296</guid>
      <author>BangHong</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
    </item>
    <item>
      <title>Which credit card should I go for? replied by Parka @ Sat, 10 May 2008 19:47:02 +0800</title>
      <description>&lt;p&gt;My old UOB debit card is expiring soon. Thinking of changing
over to any DBS/POSB credit/debit card since I've a POSB card.
Don't want to keep 2 separate account.&lt;/p&gt;
&lt;p&gt;Which one should I go for?&lt;/p&gt;
&lt;p&gt;The main point of the card is the make overseas purchases. Hence
international transaction fees and exchange rate charges are
important.&lt;/p&gt;
&lt;p&gt;Second point is probably which has the best credit card points
redeemption.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <pubDate>Sat, 10 May 2008 19:47:02 +0800</pubDate>
      <guid isPermaLink="false">sgforums.com:8:317115:8076262</guid>
      <author>Parka</author>
      <link>http://sgforums.com/forums/8/topics/317115</link>
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