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3K is not a very substantial sum. But keeping it in a deposit account in a bank will actually cause the amount to shrink when the rate of inflation is much higher than the bank's interest rate.
I believe certain insurance companies also have savings plans offering better interest rates than banks. TS may want to emquire with Manulife or AXA.
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A lot depends on the terms of the contractual bond upon your graduation.
The bond may not be a bad thing if there is a recession upon your graduation as you'll be guaranteed a job.
But like a double-edged sword that cuts 2 ways, you may be made a slave to the company for measly peanuts during the bond.......
How long is your university course and how much does the course cost?
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Weekdays may be cheaper but no point if we can't let our hair down to relax & enjoy.
I believe most of us will prefer to pay a little bit more for Fri/Sat when we won't have to worry about waking up early the following morning to drag ourselves to the office......
If outing's scheduled on a fri/sat, then I'm on. Otherwise, tbc only........ see if I can take leave for the next day - I have leave to burn this year anyways
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Originally posted by Rhonda:
I think your friend would have to consider the following :
1) Cost. Which one can he/she afford? No point starting to build a battle fortress, and then run out of bricks halfway!
2) Recognition. Which one is more 'recognised'? Which faculty has better standing?
3) His short-term plans. Is he/she planning to date and get married amidst studying for the degree? Or is he prepared to put aside his social life and all other plans to study?
4) Modules being covered. Is he/she the sort who just die-die want a degree? Or is he/she interested in getting a good background with which to understand certain aspects of the business world better? A degree doesn't guarantee that one will become a good manager, no way, José! But with the right approach, it does provide alternative perspectives to decision-making.
5) Duration. WHY is one degree program only for a year, whilst the other is for 3 years? Does the longer one include less modules per semester whilst the other one crams more modules within the same time frame? If so, does your friend want to go slow and easy or kamikaze style?
6) Current Working Condition. Does he/she work in an environment that is supportive of its employees furthering their education? For instance, would they give study leave and perks like that? Is he/she keen on taking the course to further his career within the same firm or is he planning to get the degree in hand quickly, and then scoot off to 'greener' pastures?
7) Sponsorship and 'Bond'. Is the company sponsoring the course? What is the length of bond afterwards? Once again, Point #6 has to be taken into account.
These are the factors I would consider before making my decision.
Sigh... miss those days when I worked as a Human Resource Administrator in the HR Devt section...
Rhonda's so detailed in her analysis, I just need to +1!
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Originally posted by applesweetgirl:
i think both of u are very bo liao lor. like that also want to quarrel.
problem with most Singaporeans are that they are very strong headed and cannot admit ownself wrong one. so for a matter of face, that guy die die also don't want change place. and u die die also cannot sit beside ur wife la. ur wife's handbag very big is it. dots lor.
nowadays i very fed up with singaporeans. very easy angry one. see le also sian.
Sweetie girl not happy with Singaporeans can jolly well fuck off!
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